Payment Options

Learn more about the payment options we accept below.

Emergency

Payment Options

Here at Animal Emergency & Critical Care of Lynchburg, we accept many different payment options including cash, Credit Card, Check, Care Credit, Scratchpay.

Credit Card

Cash

Apple, Samsung, & Google Play

Electronic Check

CareCredit

Scratchpay

Pet Insurance

CareCredit

(Minimum of $200 for interest-free payments)

Whether it’s a routine checkup or emergency surgery, you shouldn’t have to worry about how to get the best medical care for your pet. That’s why we’re pleased to accept the CareCredit healthcare credit card, North America’s leading healthcare financing program. CareCredit lets you say “yes” to the best treatment for your pet immediately and pay for it over time with monthly payments that fit easily into your budget.

Highlights of the CareCredit Program

  • Extended Payment Plans
  • Interest-Free For 6 Months
  • Quick & Easy Approval
  • Immediate Access to Funds
  • No Annual Fee
CareCredit

Scratchpay

Care first, pay later. Scratchpay provides pet parents with simple, transparent payment plans. Scratchpay isn’t a credit card. Checking your plan options will NOT affect your credit score.

Highlights of the Scratchpay Program:

  • Instant Approval Decision
  • Soft Credit Check
  • Plans as low as 0% APR
  • No hidden fees
  • No prepayment penalty
  • No deferred interest

Pet Insurance

Pet insurance plans cover the costs of covered medical care, often at rates of up to 90%. Each plan is different, with some covering only emergency care, while others will also help with the costs of preventive care like wellness exams and vaccines. With so many options, it can be overwhelming trying to decide which plan is best for you and your pet. Luckily, we’re here to help!

When it comes to enrolling your pet in pet insurance, timing is everything! It’s no surprise that most pet parents opt for pet insurance within the first six months of adopting their puppy or kitten while they are still healthy! We encourage you to look into pet insurance now before pre-existing conditions arise!

To compare pet insurance provider options, visit Pawlicy Advisor!

Here are some things to consider when choosing a pet insurance plan:

How much you’ll be paying each month, and if it fits within your budget
Your deductible and what treatments/procedures apply to help you reach that deductible
Whether you want preventive care covered in your plan or just unexpected medical care
How you’ll be reimbursed, and for how much
What conditions are covered, and if there are limitations such as pre-existing, congenital, or hereditary conditions
What the plan’s limitations are, and if they have a cap on how much you can be reimbursed within a year

Purchasing pet insurance is a big decision, but it’s often an important one that can help you give the best care to your pet in the long run. The best time to enroll your pet in a plan is when they are young and healthy. You’ll often pay lower premiums on a healthy pet, and you won’t have to worry about pre-existing conditions not being covered.

However, even if your pet is a little older, pet insurance may still be one of the best decisions you can make for them. As pets age, they’re more likely to develop unexpected health conditions, and if they’re enrolled in a pet insurance plan before those conditions develop, you’re more likely to be covered. Plus, emergency cases can happen at any age, and being covered for emergency care can save you thousands of dollars if an emergency does occur.